Product Type
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Single Premium Deferred Fixed Annuity
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Issue Age
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Issue Ages 0-85
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Minimum/Maximum Premium
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$25,000 to $1,000,000
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Premium Protection
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There is no risk of market volatility.
Premium is protected from market downturns.
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Tax-Deferred Growth
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Premium grows tax-deferred until withdrawn.
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Fees
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No upfront charges.
All money goes to work for the customer.
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Death Benefit
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The beneficiaries will receive the full contract value.
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Initial Interest Guarantee Period
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Initial Guarantee Period is selected at the time of application.
Interest Guarantee Period options are 3, 4, 5, 6, or 7 years.
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Renewal Option
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A) contract can be continued for the same guarantee period
B) contract can be surrendered without a surrender charge
C) contract can be continued for a different guarantee period
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Free Look Period
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20-day free look if no replacement occurred
30-day free look if replacing any other life insurance or annuity contracts
21-day free look period in the state of Florida
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Surrender Charge
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Withdrawal of the contract value may be subject to a Surrender Charge Percentage.
See Surrender Charge Schedule and Contract for full details.
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Available States
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Our Multi Year Guaranteed Annuity Product is available in AL, FL, GA, MS, SC, TN, and TX.
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