Critical Illness


When someone receives the devastating diagnosis of a critical illness, the physical and emotional stress can be compounded by medical expenses for treatments and hospital stays.

National Security Insurance Company understands that financial burdens can be difficult to carry. We can help ease that burden with insurance coverage designed to supplement major medical insurance policies.

National Security’s Critical Illness Insurance is available in individual policies in increments of $5,000 up to a maximum of $50,000, with a lump sum benefit payable upon initial diagnosis of a critical illness listed below. This policy may be purchased to include coverage for cancer (option A) or excluding cancer (option B). Family coverage is also available with equal face amounts on each family member. When the full face amount has been paid for one insured family member, the insurance stays in effect for the remaining covered persons.

Critical Care Benefits

Specified Critical Illness% of Face Amount: Option A (with Cancer)% of Face Amount: Option B (w/out Cancer)
Cancer in Situ*10%N/A
Heart Attack100%100%
End Stage Renal Failure100%100%
Major Organ Transplant Surgery100%100%
Coronary Artery Bypass Surgery*25%25%
Other Heart Vessel Surgery*10%10%
Quadriplegia(not included in GA policy)100%100%
Unconfirmed Heart Attack* (not included in GA policy)10%10%


*Each of the conditions listed are payable only once per Insured. If a reduced benefit is paid the Face Amount will be subsequently reduced to the Remaining Amount Payable.



Underwritten by National Security Insurance Company, Elba, AL. Limitations and exclusions apply. Actual policy provisions control. Not all policies or benefits are available in all states. Rates subject to change on a class basis.

National Security's Critical Illness policy is available in AL, GA, MS, SC, TN, and TX.

Important - Read your policy.

This description is not an insurance policy. It serves only to provide a general description of coverages available from The National Security Group, Inc. Insurance policies for the coverages described above contain specific details of the coverages provided, conditions, limitations, and exclusions.
Please consult your local agent or refer to your policy for actual coverages.