EZ Life (Graded Benefit Whole Life)


National Security Insurance Company is making life insurance easier to buy. Our EZ LIFE is a graded benefit whole life policy that offers those who qualify between the ages of 18 and 85 the ability to provide for their family with the protection of life insurance. EZ LIFE releases you from most of the qualifying found in traditional life policies.

By answering our health questions, you could qualify for life insurance from the day we receive the application (graded benefit during the first and second policy years) with no physical examination to take.

We guarantee premiums that won’t increase.

We guarantee a death benefit that won’t decrease.

We guarantee we won’t cancel the policy.

The policy is easy to understand. The face amount is determined by the insured’s age and the premium amount chosen by the insured. And as a whole life policy, it features an increasing cash value that provides cash, loan availability or paid-up insurance coverage. During the first policy year the death benefit will equal 35% of the face amount purchased. During the second policy year, the death benefit will equal 70% of the face amount. After completion of the 2nd policy year, the death benefit will equal the full face amount. Of course, if death should occur by accidental means during the first two years, the full face amount of the policy will be paid.


  • Limited Health Questions
  • No Physical Examination
  • Premiums Never Go Up
  • Death Benefit Never Goes Down
  • Builds Cash Value
  • Can't Be Canceled as Long as Premiums are Paid


Underwritten by National Security Insurance Company, Elba, AL. Limitations and exclusions apply. Actual policy provisions control. Not all policies or benefits are available in all states. Please consult one of our local agents for actual coverages.

National Security's EZ Life (Graded Benefit Whole Life) policy is available in AL, GA, MS, SC, TN, TX, and FL.

Important - Read your policy.

This description is not an insurance policy. It serves only to provide a general description of coverages available from The National Security Group, Inc. Insurance policies for the coverages described above contain specific details of the coverages provided, conditions, limitations, and exclusions.
Please consult your local agent or refer to your policy for actual coverages.