National Security is committed to helping individuals and families cope with the medical costs of cancer. In addition to cancer coverage, this insurance pays you benefits for 20 other specified diseases: Muscular Dystrophy, Poliomyelitis, Multiple Sclerosis, Encephalitis, Rabies, Tetanus, Typhoid Fever, Bubonic Plague, Tuberculosis, Osteomyelitis, Diphtheria, Scarlet Fever, Epidemic Cerebrospinal Meningitis, undulant Fever, Sickle Cell Anemia, Rocky Mountain Spotted Fever, Smallpox, Addison’s Disease, Hansen Disease, & Tularemia.
Treatment options are improving constantly, with new pharmaceuticals and advancements in surgical procedures. As with all improvements, cost increases usually follow. This supplemental policy provides for some of the expenses not covered by major medical insurance such as loss of income, lodging, and travel expenses. We offer different plan levels of coverage which makes our cancer policy affordable for practically anyone.
Please note Plan C is offered only through a payroll deduction basis.
The policy is guaranteed renewable for life.
Waiting Period, Exceptions, and Limitations
The policy contains a 30-day waiting period that begins on the effective date. No benefits are payable for any covered person who has cancer or a specified disease diagnosed before coverage has been in force 30 days from the effective date, except should a covered person have cancer or a specified disease first diagnosed after signing the application and before the end of the waiting period, benefits for treatment of that cancer or specified disease will apply only to loss commencing after 2 years from the effective date of the policy; or, at your option, you may elect to void the policy from the beginning and receive a full refund of premiums in accordance with the Notice of 30 Day Right to Examine Policy Provision. The policy does not pay for any loss except for losses due directly from cancer or specified disease. Diagnosis must be submitted to support each claim. The policy does not pay for any disease or incapacity that has been caused, complicated, worsened or affected by cancer or a specified disease or as a result of cancer or specified disease treatment. Treatment must be received in the United States or its territories. Hospital as used in the benefit section above does not include any institution, or part thereof, that is used primarily as a clinic, convalescent home, rest home, home for the aged, nursing home, or facilities primarily affording custodial, educational, rehabilitative care or care and treatment of alcoholics or drug addicts, or mental or nervous disorders.
Underwritten by National Security Insurance Company, Elba, AL. Limitations and exclusions apply. Actual policy provisions control. Not all policies or benefits are available in all states. Rates subject to change on a class basis.
This description is not an insurance policy. It serves only to provide a general description of coverages available from The National Security Group, Inc. Insurance policies for the coverages described above contain specific details of the coverages provided, conditions, limitations, and exclusions.